Finance

We are a division of Wozipo Capital (Pty) Ltd, a finance company who’s been around for about 15 years. We’re a bunch of people who know finance and understand the expense offunding a healthy lifestyle. We have years of finance experience and a love for outdoor adventure. What better way to marry business and pleasure.

1. Complete the application form and affordability schedule – found online at the “About” tab.
2. Contact [email protected] or phone 011 242 5554 for a copy of the application form if you are unable to download the form.
3. Email Wozipo a copy of a completed application form, affordability form, a copy of your ID document and the 4×4 Mega World quote to [email protected]
4. We’ll process the paperwork and let you know if the finance has been approved or not.
5. If your application is successful you will be required to pay a 10% deposit to the 4×4 Mega World branch and send us the proof of payment.
6. Once we have received the proof of payment we will finalized everything with the 4×4 Mega World branch.
7. The 4×4 Mega World branch manager will contact you to arrange the fitment or collection of the products you have purchased
8. You are ready to go on your adventure!

We have a strict appraisal process that vets both the asset and the level of after-sales support from the dealer. If your application is approved we’ll validate the contract and final details and get your asset delivered to you.

You will go through the normal application and scoring process for a loan. Rates depend on your credit worthiness. Typical loans are around the 18%* mark. (*This is merely a guideline). Try our finance calculator to see what the monthly installments would be for the amount you want to finance.

The asset remains the property of the financial institution until fully paid for.

It’s your decision: 6, to 36 months. Choose what suits your budget best. But in our experience, we know that you don’t like paying things off forever so we’ve kept it short so both you and we are happy campers.

A minimum deposit of 10% of the value of your purchase is required in order for us to get the ball rolling. You’ll pay this to the retailer and send us proof of payment. This shows us you’re committed and serious about owning your new asset.

The following can be financed:

• Product 1
• Product 2
• Product 3
• Product 4

There aren’t any! All of the costs are in clearly laid out in our documentation.

Investing in a healthy lifestyle is a great “asset” to acquire. It’s like a gym membership with a view and excitement. Would you buy accessories on your credit card? That’s finance right… We just offer a specific product at a better interest rate than most credit cards.

No Need to “swipe left”, we’ll view your application if you’re our type or not. Just Fill in the Apply now section in this website to start the process. There is some paperwork we will need to get through, but nothing you haven’t seen before.

If your application is received in the morning and we have all the info we need, between verifying the stock with your local bike store, deposits and assessing the credit score we can process your application same day. Typically the back and forth from start to finish averages 3 working days.